Terms & Conditions

By using this website and or blog, or making a purchase, user agrees as follows:

The information, services and products are sold or given to the user with the understanding that neither the author, seller, nor publisher is engaged in rendering any legal, business or financial advice to the purchaser or to the general public. The views and opinions expressed are those of the authors and do not necessarily reflect the official policy or position of Dr. Steven Swengel dba Refined Dermatology. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethnic group, club, organization, company, individual or anyone or anything.

Although we make strong efforts to make sure our information is accurate, Dr. Steven Swengel dba Refined Dermatology cannot guarantee that all the information on this website and or blog is always correct, complete, or up-to-date.

More than one treatment
Many of the treatments presented on our website require more than one treatment and each person responds differently to individual treatments.

Dr. Steven Swengel and the staff of Refined Dermatology cannot make any
guarantees about the results after only one treatment.

Price Quotes
Price quotes are only guaranteed for 30 days.

Cosmetic Procedures are not Medically Necessary
All cosmetic procedures are not considered medically necessary.
Therefore, the charges will not be billed to personal insurance companies and are completely the patient’s responsibility.

Payment for multiple cosmetic treatments or a treatment package are due in full at the time of scheduling. No shows or cancels less than 24 hours prior to treatments will be charged a portion of their pre-payment.

Deposits and Cancellations
For individual cosmetic procedures, a deposit is required to secure your appointment. The amount varies based on the treatment. If patients need to cancel please give 24 hour notice. This deposit is non-refundable if the appointment is not kept, or canceled within 24 hours of treatment.

Patient financial responsibility:
Patient is responsible for any and all charges for services rendered and not paid by insurance. This includes medical service, lab or diagnostic testing and any other service performed by the physician or physician’s staff.

Patient understands that it is their responsibility to know if their insurance has a Deductible, Co-payment, Co-Insurance, Out of Network, Unusual and Customary Limit or any other type of benefit limitation for the services she/he receives and she/he agrees to make full payment.

Patient understands that it is their responsibility to know if the medical care professional and or physician they are seeing is a contracted in-network provider recognized by their insurance company or plan.

If the physician they are seeing is not, it may result in claims being denied or higher out of pocket expense to she/he. Patient understands this and agrees to be financially responsible and make full payment.

Patient understands that in the event that their insurance is not valid or coverage has been terminated at the time the services are rendered, they are responsible for the full amount of their visit and or any procedures rendered.

Patient understands that should their account become delinquent, they shall pay the reasonable attorney fees or collection expenses, if any.

For patient convenience, practice accepts Visa, Mastercard, American Express, Cash, and Personal Checks.

Product Purchase
By purchasing any of our products or services, user agrees to and is knowingly assuming any and all risk associated with using these products or services.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PRODUCTS, SERVICES AND INFORMATION ON THIS WEBSITE AND OR BLOG IS PROVIDED “AS IS” AND WITH ALL FAULTS AND DR. STEVEN SWENGEL DBA REFINED DERMATOLOGY MAKES NO PROMISES, REPRESENTATIONS, OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE PRODUCTS, SERVICES AND INFORMATION, INCLUDING ITS CONDITION, ITS CONFORMITY TO ANY REPRESENTATION OR DESCRIPTION, OR THE EXISTENCE OF ANY LATENT OR PATENT DEFECTS, AND DR. STEVEN SWENGEL DBA REFINED DERMATOLOGY SPECIFICALLY DISCLAIMS ALL IMPLIED (IF ANY) WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, LACK OF VIRUSES, ACCURACY OR COMPLETENESS, QUIET ENJOYMENT, AND QUIET POSSESSION. THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THE PRODUCTS, SERVICES AND INFORMATION LIES WITH USER.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DR. STEVEN SWENGEL DBA REFINED DERMATOLOGY OR ITS SUPPLIERS BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, INDIRECT, OR EXEMPLARY DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY RELATING TO THIS AGREEMENT OR USER’S USE OF OR INABILITY TO USE THE PRODUCTS, SERVICES AND INFORMATION, OR THE PROVISION OR FAILURE TO PROVIDE SUPPORT SERVICES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOSS OF CONFIDENTIAL OR OTHER INFORMATION, BUSINESS INTERRUPTION, PERSONAL INJURY, LOSS OF PRIVACY, FAILURE TO MEET ANY DUTY (INCLUDING OF GOOD FAITH OR REASONABLE CARE), NEGLIGENCE, COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY OTHER CLAIM FOR PECUNIARY OR OTHER LOSS WHATSOEVER, OR FOR ANY CLAIM OR DEMAND AGAINST USER BY ANY OTHER PARTY, EVEN IF DR. STEVEN SWENGEL DBA REFINED DERMATOLOGY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

NOTWITHSTANDING ANY DAMAGES USER MAY INCUR FOR ANY REASON WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ALL DAMAGES REFERENCED ABOVE AND ALL DIRECT OR GENERAL DAMAGES), THE ENTIRE LIABILITY OF DR. STEVEN SWENGEL DBA REFINED DERMATOLOGY AND ANY OF ITS SUPPLIERS UNDER ANY PROVISION OF THIS AGREEMENT AND YOUR EXCLUSIVE REMEDY FOR ALL OF THE FOREGOING SHALL BE LIMITED TO THE GREATER OF THE AMOUNT ACTUALLY PAID FOR THE PRODUCTS, SERVICES AND INFORMATION OR U.S. $1. THE FOREGOING LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE.

If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement will remain in effect. Dr. Steven Swengel and Refined Dermatology has the right to modify these terms and conditions at any time.

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